But they also get a lot of money for winning the WCC. It looks good on their resumes too. But I do like the twist about losing WCC points to gain wind tunnel time. Lawson is definitely helping them there...
Dont overestimate what the prize money amounts to, you might think that McLaren was the biggest earner last year from FOM and you would be wrong, McLaren came 4th in earnings from F1 last year.
Bear in mind that these are estimates but the information seems fairly plausible:
1. Ferrari - $251 million
2. Mercedes - $208 million
3. Red Bull - $183 million
4. McLaren - $149 million
https://www.the-race.com/formula-1/f1-2025-prize-money-split-revealed-mclaren-only-fourth/
Then there's sponsorships, Red Bull has a nice deal there, its got Oracle on a 5 year deal worth $500 million plus it has its owner and parent company Red Bull which can (not saying they will but they can and have in the past) put huge funding into the team if needed and thats even without considering that F1 teams are actually profitable nowadays. So, prize money? Not such a big issue for the big teams.
Of course, thats only a fraction of the larger picture on the financials of F1 teams which are as transparent as a lead slab. The budget cap does not cover the full expenditure of an F1 team but only a part of that cost, the real figure for the big teams is said to be in the region of $300 - $350 million a year which is considerably less than what they used to spend, btw, before the budget cap the top teams were said to be spending well over $400 million a year.
Note: the table above is based on the current Concorde agreement and that ends at the end of 2025, by 2026 there will be need to be a new agreement and I'm willing to bet that all the teams not named Ferrari will be clamoring for a fairer share of the revenue pie but again, it will be a secret deal again afaik.